Creative School Fundraising Ideas

Looking for school fundraising ideas that are out of the ordinary, creative and fun is easy if you really sit down and think about it. First find an interest in the community that you are targeting. It is helpful if they can identify with your cause and actually believe in it. By making the community see that they are involved in your goal, you are encouraging them to support you. At the same time, you are making it worth their while.
Fundraising in school should be fun. People who are enjoying themselves at your event are likely to be more charitable and would have a tangible thought that they feel they are getting something for their donated money.
There are plenty of school fundraising ideas to choose from. When choosing one, it is important that it represents your cause and your group. Sometimes involving the entire group in the process will promote team work and ultimately help your group.
One classic idea for a fund raising event is selling raffle tickets. The money acquired can be used to purchase prizes for the winners. It would also help increase your profit if some of these prizes are donated by parents or by businesses in the community. Remember the less you spend, the more profit your group will make.
A fundraising suggestion that would surely persuade school participation is a school bazaar. Invite parents and other community members to feature their businesses in a school bazaar. By doing this you will allow them to advertise their merchandise and services to the entire community. The partaker would be allocated their own booths and the school can charge a payment for each booth they rent.
Another brilliant idea to raise funds for the school that would involve little or no money on your part is auctioning services or talents of students in the local community. You can come up with a directory of donors, and their corresponding talents or services they would provide. An example of this might be, a student donating lawn mowing. The school will auction this service off to the highest bidder and will earn the cost of the bid.
Last but not least, you can never go wrong with the safe route and choose some tried and tested fundraising ideas. Some ideas may include garage sales, car washes, exclusive movie premieres or special screenings, concert and theatrical plays.

Auto Insurance With Bad Credit

Few consumers are aware that insurance companies typically use credit information when evaluating an auto insurance application. According to the Insurance Information Institute, insurance companies have recognized a connection between credit history and claims risk. Those with poor credit scores are 40 percent more likely to file claims than those with clean credit histories. Although getting auto insurance with bad credit can be a challenge, there are ways for credit-challenged consumers to get the coverage they need.

Obtain a copy of your credit report from Equifax, Experian or TransUnion. Review the information contained in the report carefully. If you find erroneous data, write a letter to these credit bureaus asking them to investigate and remove the data. This can help your odds of obtaining car insurance through a standard company, and can allow you to obtain coverage at lower rates.

Shop for quotes from several companies. You can obtain quotes online or use an insurance broker to obtain multiple quotes quickly. If you use a broker, let him know that you have bad credit. He will be able to select companies that accept credit-challenged applicants. You can then compare quotes and coverages to get the best deal for your money. Make sure you compare policies with similar coverages, so you can make a fair choice.

Ask a captive agent if her company offers “no credit check” auto insurance programs. Some companies offer “no credit check” options, even if they typically use credit scoring to determine acceptability and premium rates. Keep in mind that insurance companies usually charge higher premium rates for “no credit check” programs.

Contact “direct writers,” which provide quotes and sell policies via the telephone or Internet rather than through field agents. Some of these companies do not use credit information when evaluating applicants. This also gives you the advantage of being able to purchase your auto insurance policy without leaving your home or office.

Look for “high risk” insurance companies. These companies specialize in helping consumers with poor driving histories, bad credit and other challenges. Most high risk companies do not pull credit reports. These insurance companies typically charge higher premiums than standard companies, so explore other options before buying a policy from a high risk auto insurer.

Keep your driving record clean. Companies will sometimes accept credit-challenged applicants who demonstrate safe driving skills. A good driving history can help make up for past credit problems.

Housing Grants for Single Mothers

Maslow’s hierarchy of needs states that in order to survive there are four basic needs that all human beings need for developing healthy psychologically; food, water, warmth, and shelter. For a single mother, these four things can be hard to provide when dealing with a struggling economy. That is why there are ways to help single mothers like yourself get the help you need in providing adequate shelter for your family. No one should worry about where there next bed will be and if they’ll have shelter before the next storm. >

Habitat for Humanity

The Habitat for Humanity is a form of a housing grant for single mothers. Unlike usual grants it is not in the form of money. Instead it is in the form of a home that is built by a group of volunteers and the family who will use the home. To qualify for this form of housing assistance you must meet certain financial criteria. You must also be willing to volunteer to help build a future Habitat for Humanity home for another needy family or single parent in the future. Contact your local housing authority or the department of social services for more information on the Habitat for Humanity program.

The Family Unification Program

Sometimes families become separated due to the inability of the single mother to provide adequate and safe housing for her children. This doesn’t mean that the children have been taken away only that they may be staying with relatives temporarily. The Family Unification Program provides a grant voucher to parents who are in need of help in purchasing or renting safe housing for themselves and their family. This program is available through HUD, or the Housing and Urban Development Association. The program is only available to people whom the department of social services have deemed in great need of safe housing. A lack of safe housing must be the only reason preventing the parent from having their child or children living with them.

Housing Choice Vouchers

Although these vouchers are not technically grants they work in the same way. As a federal program, the Housing Choice Voucher provides assistance to single mothers as well as low-income families to help with acquiring affordable housing grants for single mothers. With this program a landlord is paid a subsidy of the rent for the mother. The rest is paid for by the mother.

Affordable housing shouldn’t be stressful. Providing a home should be something everyone can do.

Stacy Montes is a single mom of 3 who writes for the website, Single Mom Financial Help. On the website there are many articles and resources for single mothers, such as how to get grants for single mothers.

Why Designers Love Epoxy Flooring

For many years, epoxy flooring was something you might only find in a factory or industrial space. Today the story is quite different. Epoxy flooring has been conbined with a range of new products and techniques to create stunning looks in both residential and retail spaces. Interior designers and architects are using products like ArtEpox to create a wide variety of looks.

Design Versatility

From classic floors that reflect the beauty of natural stone, to the modern and vivid colourings of ArtEpox floors, there is much versatility when it comes to Epoxy flooring. There are many different types of colours, textures, and patterns available.

Using epoxy flooring, a designer or architect can create a space that can look quite expensive, but still keep within a clients budget. Stone and marble look floor coverings can be created, looks that have been impossible to achieve without problems like installation, grout and break lines, and huge expense before.

Many floor coverings look great, but are impractical in real life. For instance, stone tilling looks amazing, but is often too heavy in older homes. Using an overlay and protective epoxy resin, the same look can be achieved.

While some floor types are not very pleasant to live with, for instance cold underfoot, and quite difficult to clean, designer epoxy flooring makes for a pleasant home of work environment.

Places Youll Find Epoxy Flooring

No longer constrained to industrial zones only, youll find epoxy flooring all over the place. From private designer homes, to shopping centers, retail boutiques, to trendy cafes. Epoxy flooring has taken the architectural design world by storm.

Livable Spaces

One of the greatest benefits of an epoxy floor is that they are easy to live with. Those with pets, or suffering from allergies, will find it easy to keep a space clean and dust free. the floors reflective surface makes spaces seem light and airy.

An epoxy floor is a tough and durable surface, built for many years of traffic and hard wear. Its a very hygienic floor covering, and suitable for restaurants and cafes. This is also good to keep in mind if you have pets, or a young family. Modern epoxy resins are available in a range of environmentally friendly products.

All About The International Banking And Financial Studies Masters At Southampton

Here is a short summary of the MSc International Banking and Financial Studies masters degree course offered by the Management School at the University of Southampton to help would-be students to decide whether it is the course for them.

This International Banking and Financial Studies masters course aims to develop students’ existing skills through advanced study in the areas of banking and finance, with a particular emphasis on the international context in which these activities occur.

The International Banking and Financial Studies masters programme gives you a coherent theoretical framework for the various subject areas, although the emphasis throughout is on the practical application of financial techniques in the modern financial services environment.

Southampton Management School has an excellent international reputation for the analytical study of management and business. Studying the MSc International Banking and Financial Studies masters programme will introduce you to new concepts and knowledge, which can make all the difference in the job market.

At the Management School, all our degrees are taught by research-active academics who are also directly tackling business challenges outside the seminar room and putting theory into practice every day.

The International Banking and Financial Studies masters degree course is led by Dr. Gerhard Kling, who is a senior lecturer in Finance at the University of Southamptons Management School.

Gerhard received his PhD in Economics from the University of Tuebingen (Germany) and joined Utrecht University (The Netherlands) as Assistant Professor of Finance and Financial Markets (2004-2006).

In 2006, he went into the private sector and worked as Practice Specialist in Corporate Finance & Banking (McKinsey & Company, Germany) (2006-2007). Then he returned into academia and joined Bristol Business School (UWE, UK) as Senior Lecturer in Strategy (2007-2009).

In 2009, Gerhard was promoted to a Principal Lecturer in Strategy and Operations Management (2009-2010). On 1st October 2010 he joined the University of Southampton as a Senior Lecturer in Finance.
Southampton Management School has an excellent international reputation for the analytical study of management and business. Studying an MSc Management masters degree, or other postgraduate option, will introduce you to new concepts and knowledge, which can make all the difference in the job market.
All our degrees are taught by research-active academics who are also directly tackling business challenges outside the seminar room and put theory into practice every day.

To find out more about this International Banking and Financial Studies masters degree go to www.southampton.ac.uk/management

Duck Housing – Creating the Best Shelter For Your Ducks

It is very important to have well-built, predator-proof duck housing in place before you even consider getting or adopting these fine aquatic creatures.

There are several important points to consider.

Ducks need protection from predators and other elements. All six sides of the duck housing that you will build should be predator-proof. The floor should also be considered as most predators will dig to get to your duck for food. You may use a hardware cloth with an opening of 1″ or smaller to make sure that these beauties are kept out. Plastic composite sheeting can be used as the top and base of the duck house. If you have a strict budget, you may consider using water-proof plywood for the top panel.

The duck house should be well-built as many big predators can turn simple wire cages with no trouble. A strong wooden or metal frame would be an excellent choice.

Your duck housing should also shelter your waterfowls from the outside weather.

Even if they have lots of feather to keep them warm, ducks need protection from extreme heat and cold. You don’t have to build a new or fancy shelter.

The shelter need not be new or fancy, just practical. Ducks will not really care if the style of their house is made out of recycled wooden pallets – they simply need shelter from the elements and predators.

The base needs to have a floor that is trouble-free for their webbed feet, is easy to maintain and still provides protection from predators. You can use a buried galvanized cloth for the base.

Since ducks are fond of water, building their house near an open pond can also be considered. There duck house should be strategically placed nearby so they can access it easily to keep them dry. Some people use floating canopies or small houses for their duck housing. Using this modified housing lets your ducks waddle outside if they want to swim in water. The only problem with this kind of shelter is the number of ducks that you can house on each shelter. Some miniature houses can only house one duck. You should consider other options if you have a large flock.

You should make sure that the duck housing you build provides the needs of your duck. Also consider the expenses as well as the maintenance for the different types of shelter you will use before actually selecting one.

Meditation And Yoga In A Personal Development Program – For Spiritual Growth

What is the Difference between Meditation and Yoga? Meditation in yoga program is defined by Patanjali as “Chitta Vriti Nirodhah. It means a personal development program that establishes the harmony of body and mind and considering the development of humans on the physical, mental and spiritual.
Meditation is an element of the yoga program. Yoga Personal Development Program uses meditation to perfection in the physical actions on postures, breathing and the habit of thinking to realize all-round benefits.

Personal development program of yoga for beginners suggests perfection in the practice of meditation in the eight stages of yoga to rely on the pure consciousness inner spiritual growth.

Yoga meditation is said to be a way of life and when you do yoga postures and breathing exercises regularly. The eight-step program of yoga meditation is self-control the actions, self-control on positive thinking, self-control on the physical postures, self-control on breathing, self-control purposes , self control on any topic, self-control over his selfishness and the dissolution of the individual self in itself ..

To achieve spiritual growth, personal development program in yoga offers conscious practice of patience, contentment, non-attachment and non-violence in words, actions and thoughts. Meditation in Yoga is that emphasis on the discipline of thinking with mental relaxation and attention. Here, awareness is focused on thoughts as well as breathing. Yoga meditation program organizes the process of reflection and calm the spirit so perfectly. Finally, the program of yoga meditation is thoughtless state of mind, where consciousness is invoked on consciousness in the inner unit of life itself, called Samadhi.

Attention fixed on thoughts of spiritual object or subject is a physical activity program of meditation. Dissolve the thought processes is a non-physical program of meditation in yoga. Attention fixed on the spiritual thoughts is meditation for beginners for spiritual growth. Dissolve thought attention on internal processes of self meditation is peak of perfection in spiritual growth.
The aim of personal development program in meditation yoga is union with the Absolute, or the development of spiritual growth. .Today, many program of meditation in Yoga are also used for growth of self physical fitness, mental clarity, greater self-understanding, stress management and spiritual growth universal.

All the saints of the world, with the illumination of spiritual growth have been fans of various techniques of meditation based on yoga. We can invoke the growth concentration practicing meditation regularly on the basis of yoga.
Meditation in yoga program is the cure for diseases such as indigestion, constipation, obesity, fatigue. Today, many medical centers offer meditation classes to complement traditional medical treatments for a broad range of mental and physical. Meditation in yoga program aims to gain

Choosing A Perfect Evening Dress

With the holidays approaching, its time again, when there will be parties and celebrations everywhere. It will be fashion all around with the ladies decorating themselves in the best possible manner. You don’t want to be left alone either. So, hit the market and purchase some good-looking evening dresses. The market is fully enriched with all kinds of latest and contemporary evening dresses, and you can easily buy some out of them, which would make your presence felt in any party.

It’s a fact that your choice of dress reflects your personality and lifestyle. So, never go for buying an evening dress because of the reason that it is expensive or your fellow friend has just bought it. It’s better if you buy something that makes you feel comfortable as well as stylish. On reaching the market, one can find plenty of evening dresses by different designers and of various colours, budgets, sizes and types. Before purchasing, one should think again and again about whether, she would be able to carry that well or not. For example, if you have just chosen a dress with a lower back, be sure whether you are comfortable with it or not. If you feel good wearing that dress, then you might just rock the party, but if due to certain reasons you are not able to carry that apparel, that whatever the expense of that dress would be or how good-looking the dress would be, you might just not look good.

One better option for dressing yourself on occasions like Prom night or a New Years Eve is to use a cocktail dress. There are wide ranges of cocktail dresses and one again has to be careful enough before purchasing one for them. However, a little black dress, personalized with jewelries, high heels and a handbag can make any girl look sexy and stunning.

Grassy Johns write articles on latest trends and fashion related to Party Dresses that signifies your personality. Visit Cubeandstar.com to get more information about Clubbing Dresses, Ladies Dresses and Designer prom dresses.

SOCIAL MEDIA MARKETING FOR SMALL BUSINESS

SOCIAL MEDIA MARKETING FOR SMALL BUSINESS

About 33 % of consumers are not connecting with brands on social networks, according to a new report by interactive marketing firm Razorfish. Razorfish surveyed 1,000 consumers who reported both social media and ecommerce activity with the goal to find out how social media influences their purchasing decisions. 80 % were members of at least one social network and 40 % were active in two. -Social media has quickly become one of the most talked-about topics in marketing. We didn’t want this report to just be more of the same, so instead we took a different, more scientific approach to evaluating this phenomena and measuring its effects,- said Shiv Singh, VP and Global Social Media Lead at Razorfish. -Today, a brand’s actions speak louder than its words and pushing out messages is no longer enough to excite and engage consumers.- The question is now: How about you the small businesses and your social media activities? More than brand companies, small and medium business should step into social media marketing to expand your message and spread the word to the potential client, to make him informed, to make him interested and to make him a paid customer. To bother your targeted audience with outbound advertising messages is not enough in today’s times. The user out there has established some kind of personal advertising filter. Moreover he wants to find valuable information when he decides that he needs them, not when you decide to send him message through email marketing, radio or TV commercials, or call him by phone and disturb his daily doing. You need to build your credibility to address your marketing message. You need to be personal and authentic and to avoid sounding like an advertisement. Behelpfuland bevaluableofferrelevant content. This is the way how you as a small business cangain customer loyalty. – BE THE FLAME NOT THE MOTH! – Read more great posts like this one, visit -Blog Ad Monkey-. Stay tuned and subscribe to my blog viaRSSto get more great posts like this one. Your comments and ideas are welcome!

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Styles regarding Bridesmaid Dresses The new year

Outfit’s tend to be every single important for your ordinary together with your big event. As a result, it truly is imperative that you contemplate your own circumstances to think about these. Throughout finding your bridesmiad gowns This year, you should think of some essential factors just like the designs, patterns, and colors and the like. Here why don’t we please take a glance around the styles associated with dresses this year,

Brief as well as everyday can be a key trend with regard to bridesmiad clothes 2011. Ground length clothes are generally available to by far the most formal marriage ceremonies. Pertaining to springtime or perhaps summer time, choose joint duration dresses within a lightweight chiffon or perhaps fabric.

Sprained bodices and massive self-fabric blossoms are usually the best adornment of those reduced types. Shimmery fabrics for example silk come in fashion to the fall and winter; like a bonus, they honestly show off a condensed hue. Simple attire certainly are a wonderful strategy to show off an amazing footwear, therefore inquire every single bridesmaids to pick a number of she really really likes. Your strapless outfit furthermore nonetheless holds it’s, for your wedding gown as well as bridesmiad dresses.

Numerous, normally many, in the attire regarding attendant tend to be bustier, an attractive fashion that will stresses the actual neck and shoulders within a characteristically womanly means. The strapless bridesmiad gowns 2011 that’s been suitably fitted to it’s individual is among the most becoming designs about. Just be sure to acquire high quality strapless breast support! One-shouldered dresses can also be rapidly expanding within popularity. Your particular, asymmetrical type of an one-shouldered bridesmaid dress fit’s wedding brides who desire being married social gathering having a fashion-forward side.

The only make straps may be sensitive, for virtually any womanly look, or perhaps more vivid, for the far more brazen and concrete appear. The buzz pertaining to early spring 2011 bridesmiad attire is actually vibrant. Well-known colors incorporate apple company green, fuchsia, coral, amethyst, bright green, lemon, as well as yellowish. Brand new retro classics similar to greyish, navy, and also chocolate bars brown can make a return search as well. These types of could be fantastic colors with regard to spring as well as summer marriages.